WellPak® Made the List!

We are pleased to announce that WellPak by ArmadaCare was a winner of Ragan’s annual Workplace Wellness Hot List!

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We deliver uncommon insurance solutions designed to enhance ordinary health benefits.

We bring uncommon solutions to brokers, partners and employers to help solve common business and workforce problems. Our legacy is built on our executive medical reimbursement insurance plan, Ultimate Health. Today, we offer solutions to boost benefits for other employee classes and even the entire employee population. What hasn’t changed is our unwavering commitment to service, our ability to drive innovation and our belief that insurance should be used and loved. Learn more about us.

EXCEED Expectations

Discover how Ultimate Health can help keep top performers happy, healthy and productive.

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Plans designed to
for you

Plans that Fit

Select from various plan types and levels of coverage to meet employee needs.
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Offer to a select group of employees; ACA nondiscrimination provisions don’t apply.
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Tax Efficiency

Give more take-home value than a comparable raise while paying less (no payroll taxes incurred).*
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Layer on top of all types of primary plans, with HSA-compatible options, at any time of year.
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*This is not local, state or federal tax advice as each person and company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.

Benefits matter.

Stay in control of your benefit budget while accommodating the needs of an increasingly diverse workforce. See how our range of supplemental health insurance plans can help you to accomplish your goals. View our products.

Increased Coverage Gaps

Address the financial stress of increased coverage gaps so your employees can stay focused and productive.

Workplace Stress

Help employees deal with stress, whether they are working on-site or remote, with targeted mental health benefits.

Generational Shifts

Deliver the flexibility needed for different generations with healthcare benefits that ebb and flow with life stages.

Boost Benefits to:


Deliver the right benefits to the right people by leveraging primary and our unique supplemental plans together.


Take a fresh look at tax-efficient* benefits as part of compensation, incentives, or for employees’ financial well-being.

Recruit & Retain

Gain an edge to compete against companies that can offer flexible schedules, remote-work arrangements or higher salaries.

See How It Works

* This is not local, state or federal tax advice as each person and company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.

ArmadaCare Insights

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Executive Health

Myth Busters: Are Executive Medical Reimbursement Plans Dead?

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Benefit Trends

Focus on Well-Being to Reduce Employee Turnover & More

In 2019, over 80% of employers planned to increase wellness and well-being budgets – double the amount from a decade ago.1 But how does this relate to reducing employee turnover? There are no two ways about it: employee well-being affects any company’s bottom line. A company’s success depends on cultivating a workforce that operates efficiently […]

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Complementary Benefits

3 Ways Expense Reimbursed Insurance Fills Coverage Gaps More Effectively

Coverage gaps are a constant in today’s world of health insurance. It’s common for companies to try to fill coverage gaps with supplemental ‘gap plans,’ also known as indemnity-based voluntary insurance, like hospital indemnity and critical illness insurance. Unfortunately, this type of gap-filler isn’t always effective due to several shortcomings. There is another type of […]

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Beyond Coverage

The Downside of HSAs – Closing the Coverage Gap

High deductible health plans (HDHPs) have steadily become the norm, not the exception, as employers seek to contain healthcare costs. As of last year, a majority of employers (51%) offered one of these plans.[i] And one analysis by the Centers for Medicare and Medicaid Services found that 28% of covered workers are enrolled in an […]

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Feel Appreciated with ArmadaCare